If you are taken ill overseas with Coronavirus the medical expenses section of your insurance policy will re-act in the same way as any other illness. You will need to contact local medical authorities for advice, but also contact the 24 hour Medical Assistance service as soon as possible. In the unlikely event you are hospitalised due to the condition normally your insurance policy will cover the costs in accordance with the policy wording. Again if your illness means you miss your scheduled return transports, your insurance is likely to cover reasonable additional costs to return home.
What is not covered by travel insurance policies:
• Cancellation, Curtailment, Medical costs or other claims due to circumstances already known when you purchase the insurance
• travel where the FCO have advised against all but essential travel. FCO Website
• Deciding not to travel
If the FCO have advised against travel you must contact your travel agent, travel provider or airline (EU Regulation EC 261/2004 covers most regulations for air travel) regarding the best option in altering your trip. Some travel providers may provide penalty free options to amend travel arrangements and we recommend you contact them for further details.
We are experts in arranging holiday insurance for residents of the UK - business trips - lying on the beach - adventure holidays - sports or sightseeing holidays or, of course, travelling to the snow for winter sports. We insure the British Ski Teams, including athletes who competed in the last Winter Olympics in Sochi from Alpine to Freestyle - so naturally, all our Winter Sports policies cover skiing Off Piste!
Why not choose us to insure your next holiday or business trip? Booking is simple and secure by using Credit/Debit Cards - just choose the policy you require, from the selection, for an instant quote.
Following the news and the impact of Storm Dennis within the UK and the Republic of Ireland which is likely to continue, we here at Fogg would like to clarify our position.
Cancellation of your trip
Where cancellation of flights occur, clients should check with their travel agents, tour operators and airlines for further information.
Travel Delay or Abandonment
Providing this is a benefit usually available under the policy we are happy to offer benefit for travel delay, or alternatively trip abandonment, after a 24 hour delay after check in of your flight for departures. If this benefit is not usually available under the policy in question this scenario would not apply.
Extension of your Travel Insurance
Cover will be extended in the event of a delay or failure of public transport services during your trip which result in you being unable to complete your trip before your travel policy expires.
In the event that you have specific questions not answered by this directive, please feel free to contact us on email@example.com we will endeavour to offer an answer.
Fogg are pleased to announce that Louise Richardson who works for one of our Tour Operator clients, Voyagers School Travel, is now the Power Lifting World Champion in her weight category.
Fogg Travel Insurance have been very proud to assist Louise by providing travel insurance at the various events overseas.
Congratulations and well done Louise.
We are working with the Foreign and Commonwealth Office to do all that we can do to help British travellers stay safe overseas.
Before you go overseas, check out the FCO website by clicking here.
It is packed with essential travel advice, tips, and up-to-date country-specific information.
By showing the Fogg Travel MEDI-CARD to any rescue, transport, medical service in Europe, they will NOT make any charge to you (in most cases) but will bill us direct - you will need only, to pay the policy excess applicable to your policy.
For Worldwide travel, production of your Fogg Travel MEDI-CARD will be of assistance in confirming your travel insurance details to rescue, transport or medical service providers. You can view your eCard(s) by logging into your account at any time.
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Fogg Ski & Snowboard Travel Insurance is one of the leading names in ski and snowboard travel insurance, being the official insurance provider to the British Ski & Snowboard team, we know winter sports better than most.......
Fogg's Annual cover, often known as multi trip travel insurance, will let you take trips throughout the whole year and can often work out much cheaper than buying several single policies......
Fogg's Single Trip Travel Insurance offers peace of mind for your summer holiday or even that relaxing break away.......
Fogg Golfer's Travel Insurance offers all the great cover available with the Single Trip policy but extends to cover your golf equipment and when you're out on the course.........
Our main policies come with certain hazardous activities covered as standard, for the more active and adventurous traveller, we can provide additional cover * To search for your activity or sport click the learn more button to see which activity pack is right for you.
* Subject to additional premium
Taking a year off from your studies? Our Gap Year/Backpacker's Travel Insurance is designed just for you, explore the world in the knowledge that you're covered.
Planning on a dream wedding on a sandy beach with the warm sea lapping at your toes? Then Fogg's Wedding Travel Extension is just the cover for you.....
Fogg's Fishing Travel Insurance offers all the great cover available with the Single Trip policy but extends to cover your fishing equipment and when you're waiting for that one that got away!
Brief information of the levels of benefit as well as outlining what is and isn't covered within our extensive product range.....
View the policy wording, view full cover details and what is excluded from the insurance before you purchase.....
Fogg Online apps (coming soon)