Travelling with existing medical conditions – we can, in the majority of cases, provide cover for your existing medical conditions on all our range of travel insurance policies. In many cases we are able to cover for existing medical conditions as standard, i.e. at no extra cost to you. However, should this not be possible, the process does not end there, as we can cover many more existing medical conditions with additional terms. Fogg’s medical screening line will be happy to help and provide you with a decision on cover.
What’s Covered On Annual Travel Insurance?
We’ve use our experience and hard work to ensure that you have a policy you can rely on. Fogg policies have everything you’d expect from your travel insurance, so you can travel with reassurance that you’re covered by the experts:
Emergency Medical Expenses Cover including 24/7 Assistance
Cancellation & Curtailment
Travel Delay & Disruption
Personal Possessions & Money
Legal Expenses Cover
Discount given for couple and families.
We offer a number of different cover levels with our Standard, Super and Super Deluxe products, so you can choose the one which suits you and the needs of your trip.
Optional extensions available (subject to additional premium):
Activity extension packs – additional activity packs are available to cover many more activities. Activity pack 1 is included as standard within our Fogg policies;
Winter sports cover – to cover up to 17 days winter sports during any one policy period, and provides additional section cover for your all important equipment including hired equipment, loss of use of ski pack and more. Option to include the renowned Fogg medi-card;
Business cover - business trips are automatically included (non manual work) but you can add this option to cover such as business equipment, business money and more;
Fishing or Golfing covers – to cover your all important equipment and loss of fishery or green fees;
Wedding cover - planning a wedding abroad you can add this option to cover such as wedding attire, rings, flowers and more
Annual Multi Trip policies allow for up to 24 days (Standard 125), 31 days (Standard 75 and Super) / 45 days (Super Deluxe) of travel per trip, but you can take as many trips during the year as you like. Just come home, repack your suitcase and off you go again! Winter sports if opted for is limited to 17 days during the policy period (24 days on Super Deluxe). Compare covers on our Summary of Cover page or at the quote stage.
Do I Need Annual Multi Trip Cover?
Emergency medical treatment can be expensive, with hospital charges or ambulance and doctor fees running into the thousands before you know it. Lost baggage, a cancelled trip or the need to come home early (curtailment) or a delayed or cancelled flight – you never know what could happen, or when!
An annual multi trip travel insurance policy will take away the worry of getting insured for separate trips.
If This Doesn’t Fit My Plans?
If you are not planning to take more than one trip a year, then it might be worth considering an Single Trip policy. This will cover just one trip, but could be a cheaper option for those not planning to go away again within 12 months.
We could also help if you are thinking of going skiing or snowboarding, going on a backpacking or gap year trip, or taking a long awaited cruise - take a look at our dedicated product pages.